CGHS- From October 13, 2025, the Central Government Health Scheme (CGHS) will bring new rates for health services. These new prices will apply to both working government employees and retirees under CGHS. The change includes updated costs for medical tests, treatments, and consultations.
The government made this change because of the rising prices of healthcare, medicines, and hospital services. The goal is to make CGHS rates more similar to market prices so that services stay fair and available. Beneficiaries should now check the new rates and understand how these changes may affect their expenses.
CGHS Rate Revision 2025 – What Has Changed?
Below is a simple comparison of old and new rates under the updated CGHS structure:
| Service / Treatment | Old Rate (up to Oct 12) | New Rate (from Oct 13) | Increase |
| Diagnostic tests (CT, MRI) | ₹2,500 | ₹3,200 | ~28% |
| General OPD consultation | ₹250 | ₹300 | 20% |
| Specialist consultation | ₹500 | ₹600 | 20% |
| Physiotherapy sessions | ₹150 | ₹180 | 20% |
| Surgical procedure (minor) | ₹5,000 | ₹6,250 | 25% |
| Inpatient room charges (per day) | ₹1,200 | ₹1,500 | 25% |
These prices are only for reference and may vary depending on the city or hospital under CGHS rules.
The updated prices bring CGHS rates closer to private healthcare charges, which have been rising due to increasing medical costs and advanced technology.
Why the Rates Were Revised
The government revised the rates for several reasons. Medical costs have gone up because of expensive machines, modern treatments, and costly medicines. The gap between CGHS and private hospital rates had become too large. Many people were paying big top-ups. The new rates reduce that gap.
The new structure also helps make the CGHS financially stable. It allows hospitals under CGHS to maintain quality, upgrade facilities, and pay staff properly. This ensures good care continues for employees and pensioners in the long run.
What It Means for CGHS Beneficiaries
The rate change gives more clarity to beneficiaries about actual healthcare expenses. People will now know what to expect when using CGHS services. There might be small increases in personal payments for some treatments, but the overall goal is better service.
Beneficiaries can also expect better hospital conditions, improved infrastructure, and good medical support. Government employees and retirees should check the new rates before visiting CGHS facilities. This will help avoid any confusion about costs.
Facts vs Rumours
There have been some misunderstandings about the rate change. Here’s the truth:
| Facts | Rumours |
| New rates start from October 13, 2025 | Rates apply from January 2025 |
| Increases include diagnostics, consultations, and surgeries | Only diagnostic tests are revised |
| Change applies to all CGHS zones in India | Only metro cities are affected |
| City-based rate variations are allowed | Every facility must charge the same |
| Government has officially announced it | It’s an internal update |
This table clears the confusion. The government has officially notified the revision, so beneficiaries can trust the information.
How This Helps in the Long Run
These updates might seem small now, but they make a big difference in keeping the healthcare system strong. Hospitals can provide better services when rates match real costs. Patients can expect better machines, faster diagnosis, and smoother service.
For pensioners and serving employees, it means fewer financial shocks and more reliable healthcare coverage in the future. It’s a step toward improving medical care for all central government workers and retirees across India.
What Beneficiaries Should Do Now
All CGHS users should go through the updated rate list available on the official CGHS website. It’s best to stay informed about your city’s applicable charges before taking any service. Pensioners can also contact their nearest CGHS wellness centre for guidance.
If you are planning surgery, tests, or specialist consultations, confirm the latest approved rate. This way, you can plan your expenses better and avoid any confusion later.
Conclusion
The CGHS rate revision 2025 is a timely move to match the growing healthcare costs in India. It helps balance affordability for beneficiaries and sustainability for the system. Although it may mean a small rise in payments, it promises better medical facilities and service quality for everyone under CGHS. The update ensures that government employees and pensioners continue to receive trusted and effective healthcare support.
Disclaimer- The information given here is based on official government notifications about the CGHS rate revision effective from October 13, 2025. Rates may differ by city or hospital as per CGHS rules. Readers are advised to verify details from official sources before making any financial or medical decisions. This content is for general awareness only and should not be treated as official advice.