LIC (Life Insurance Corporation of India) has launched its new Fixed Deposit Scheme for 2025. It promises a safe and steady monthly income for investors. By investing ₹1 lakh, you can earn ₹6,500 every month. This makes it a good choice for people who want stable, risk-free returns from their savings.
This plan is ideal for retirees, salaried individuals, and anyone planning for a secure financial future. Backed by LIC, a government-owned and trusted company, this scheme offers peace of mind along with guaranteed returns.
LIC Fixed Deposit Scheme 2025: Overview
Here is a quick look at the main details of the scheme:
| Feature | Details |
| Minimum Investment | ₹1 lakh |
| Monthly Income | ₹6,500 |
| Interest Rate | Attractive fixed rate |
| Payment Mode | Monthly income |
| Security | Backed by LIC, government-owned |
| Eligibility | Open to all, including senior citizens |
| Tenure Options | Flexible |
Key Highlights of LIC FD Scheme 2025
- Minimum investment starts at ₹1 lakh.
- ₹6,500 monthly income is guaranteed.
- Attractive and fixed interest rates.
- Flexible investment tenure options.
- Backed by LIC, a trusted government-owned company.
- Open for all individuals, including senior citizens.
How the LIC Fixed Deposit Scheme Works
If you invest ₹1 lakh in this scheme, you will receive ₹6,500 every month. The interest is credited monthly, which gives you regular income without touching your main capital.
This plan is perfect for people who want steady monthly income without the ups and downs of the stock market. It also removes the need for active management of your investment.
Benefits of the LIC Fixed Deposit Scheme
Guaranteed Returns
You receive fixed monthly income, unlike market-linked investments. This makes your earnings predictable and stable.
Risk-Free Investment
Since LIC is one of India’s most trusted and government-backed institutions, your money is safe.
Regular Monthly Income
₹6,500 per month can help you cover regular expenses or save for future needs.
Flexible Tenure
You can choose how long you want to invest based on your financial goals. This gives you control and flexibility.
How to Invest in the LIC Fixed Deposit Scheme 2025
Investing in this plan is easy and quick. You can visit your nearest LIC branch and fill out a simple form. Then deposit ₹1 lakh or more to start earning monthly income.
Some LIC branches also offer online application options. This makes it even more convenient for investors who prefer digital services.
Why You Should Choose the LIC Fixed Deposit Scheme
Trust and Reliability
LIC is one of the most respected financial institutions in India. Investing with them means your money is handled securely.
Fixed Monthly Income
Whether you are retired or looking for extra earnings, this plan ensures regular monthly income.
Tax Benefits
Interest earned is taxable, but LIC also offers some tax-saving fixed deposit options. These can help reduce your taxable income.
Conclusion
The LIC Fixed Deposit Scheme 2025 is a smart choice for anyone who wants a safe and steady monthly income. With guaranteed returns, no market risk, and flexible tenure, it offers peace of mind and financial stability. Whether for retirement or extra income, this scheme is designed to support your financial goals.
Disclaimer: This article is for information purposes only. Investment terms, conditions, and returns may change. Please check the latest details with LIC or a financial advisor before investing.